A More Personal, Personal Loan

Check your eligibility for up to $10,000

A More Personal, Personal Loan

Check your eligibility for up to $10,000

Check Your Eligibility

This won’t affect your credit score!

There are different types of personal loans, all with varying loan amounts, interest rates and repayment periods. But the best personal loans are just that — personal.

That’s why NetCredit offers flexible online loans for people who want to be treated like more than just a credit score. We provide a more personal, personal loan that gives you the ability to customize your terms and create a loan that is right for your individual financial needs.

What We Offer

  • Personal loans in 14 states
  • Loan amounts of $1,000 to $10,000
  • APRs of 34% – 155%

See Rates & Terms for loan details in your state.

Key Features

  • Check your eligibility without affecting your credit score
  • Get a decision based on more than just your credit score
  • If approved, receive funds the next business day*

Backed by Enova

  • Our experienced customer service team is available 7 days a week
  • We follow industry best practices for customer data security
  • Enova International We're a publicly traded company (NYSE: ENVA) with more than 13 years of consumer lending experience

Personal Loans from NetCredit
Are as Easy as 1, 2, 3

1

Complete NetCredit's short online application to check your eligibility.

Complete our two-page online application form with your personal, employment and banking information. Thanks to My ScoreSaver™, checking your eligibility won’t affect your credit score!

2

Personalize your offer and sign your contract.

If eligible, use the My RightFit Tool™ to customize your loan amount and repayment schedule to best fit your needs.

3

Borrow and repay.

If approved, money is deposited into your bank account as soon as the next business day.* As you make your scheduled payments, My CreditBuilder will help you build positive credit history.

Repaying Your NetCredit Personal Loan

How Do I Repay My Loan?

Repaying your NetCredit loan is designed to be convenient. At application, you can choose between having your payments drawn automatically from your bank account via ACH or paying via paper check.

Can I Repay Early?

You can always repay your loan early, at any time, with no added costs or fees.

What If I Need More Money or More Time to Repay?

If eligible, in certain states you may be able to borrow more money or restructure your payments by refinancing your loan.

What Happens When I Make On-Time Payments?

Our My CreditBuilder feature helps build positive credit history with on-time payments.

TrustPilot 7/10

NetCredit is rated 8.9 out of 10 based on 771 reviews on Trustpilot

Check Your Eligibility

This won’t affect your credit score!

*Loans approved by 6pm CT are typically funded the next business day. Consult with your financial institution for information about when funds will be available.